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You understand that by clicking on the Submit button immediately following this notice, you are providing 'written instructions' to Mortgage Direct Inc under the Fair Credit Reporting Act authorizing MDI to obtain information from your personal credit profile or other information from Experian IF you provide your social security number You authorize MDI to obtain such information solely for the purpose of a Mortgage Loan Application.

“I am writing this letter to thank the lovely staff at Mortgage Direct Inc. The people
at Mortgage Direct were able to combine both my first and second mortgages
into one loan. The benefits of doing this reduced my interest rate and my monthly
Payment, allowing me to save substantially at the end of the month.

Thanks again.”

Sincerely,

Saronda Turner

_______________________________________________________________

“I certainly want to take this opportunity to convey my sincere appreciation for the
professionalism and knowledge demonstrated at Mortgage Direct by Mr. William
Najjar during my first refinancing, which closed on April 25, 2008, and the second
mortgage refinancing currently in progress.

Indeed, William is an exceptional mortgage banker. He has a way of making the
customer feel very comfortable during his explanation of various mortgage terms,
documents, and credit evaluation. What I really respect about William and Mortgage
Direct is the willingness to examine all of your debts and then make the proper
recommendations resulting in a better and healthier financial situation for borrowers.
I like a company with employees who can get the job done without procrastinating.
William tells you up front what he needs to expedite the refinancing process, there is
no back and forth.

William is an invaluable asset to your company. And, as promised, I will refer some
friends of mine to William and Mortgage Direct.

Respectfully,

Clarence Hendricks

_______________________________________________________________

“My husband and I recently refinanced our home with Mortgage Direct, we wanted to truly recognize the great Great customer service we received from one of their
mortgage consultants. The gentleman that worked with us and went over and
above all other mortgage bankers we have worked with in the past. This specific
employee has been working with us for the last four years and has provided
counseling, including advice on how to improve our not so good credit scores.
He has always been efficient, honest, professional and pleasant to talk to.
He delivered what he promised and nothing less. We would not be where we are
today without him. Let me tell you, in this crazy world we live in today, that really
means something.

I applaud his hard work and integrity and hope he becomes the benchmark
for all current and future employees of Mortgage Direct.

Thank you”.

Susan Tappert

_______________________________________________________________

“Early part of this year I was a client who worked with Jeff Thorp for several
months regarding a finance program that would fit my needs. Jeff has proven
himself as a professional with integrity and meeting customers needs. Jeff has
effortlessly communicated with me on a variety of programs and assisted as to
the best approach and decision making on how the program would work with my
current status. He was not pushy but presented the numbers in a clear concise
way on how new refinance program would work in regards to my budget. Jeff
was in competition with two other loan officers. When it came down to the final
program, Jeff out shined the competition not only with the program he presented
but how he continues to keep in contact with me by returning my calls, and replied
to my emails throughout the entire processes.

Mortgage Direct should be greatly appreciative in having such a dedicated
employee whom not only knows their products, but also takes those extra steps
for their customers.”

Raphael J. Perez

_______________________________________________________________

 

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Locations: 360 W. Butterfield Rd., Suite 320, Elmhurst, IL 60126 | 214 W. Ohio St., Chicago, IL 60610

An Illinois Residential Mortgage Licensee;License #: MB6759244, California Residential Mortgage Licensee; License #: 603F094, Florida Residential Mortgage Licensee; License #: CL0703664, Texas Residential Mortgage Licensee; License#:83247, and Wisconsin Residential Mortgage Licensee; License #: 600822.

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