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Better Business Bureau

Mortgage Direct has a wide varitey of loan programs for every type of borrower. The following are the
available loan programs offered at Mortgage Direct:

  • FHA Loans
  • VA Loan
  • Jumbo Loans
  • 203K Loans
  • Rehab Loan
  • Much, Much More
  • Traditional Mortgage Durations

    30-Year Fixed Mortgage

    This is the most popular and conventional loan program. Your monthly payment
    is calculated based on the initial interest rate and never changes for the 30-year
    life of the loan. The 30-Year Fixed Rate Mortgage is considered the most
    conservative because there is no risk that changing market conditions will affect
    your monthly payment.

    This loan is probably right for you if you don't plan to move or refinance for at
    least 10 years and you expect interest rates to increase over this period, or you
    just feel comfortable knowing that your payment won't change no matter what.


    20-Year Fixed Mortgage

    Like the 30-Year Fixed Rate Mortgage, this program guarantees that your
    payment never changes over the life of your loan. Since you are committing
    to pay off your loan over a shorter period, however, your monthly payment will
    be significantly higher than for a 30-Year mortgage.

    This loan may be right for you if you are interested in paying off your loan more
    quickly. This loan may also be appropriate if you expect to stay in this home in
    your retirement and you will be retiring in fewer than 30 years and wish to start
    retirement without mortgage debt.

    15-Year Fixed Mortgage

    The most aggressive of the Fixed Rate Mortgage options, this loan is paid off in
    only 15 years, resulting in a much higher monthly payment. This program is for
    those who can afford the higher monthly payment and are willing to pay more
    over a shorter period of time with the goal of owning the home without debt as
    soon as possible.

    Apply Now!

    In order for Mortgage Direct to properly assist you with financing your home, we need to know more about you and the property your looking to finance.

    Simply click on the link below to begin the first steps in financing your home with Mortgage Direct - your direct lender!

    Locations: 360 W. Butterfield Rd., Suite 320, Elmhurst, IL 60126 | 214 W. Ohio St., Chicago, IL 60610
    EOLAn Illinois Residential Mortgage Licensee;License #: MB6759244, California Residential Mortgage Licensee; License #: 603F094, Florida Residential Mortgage Licensee; License #: CL0703664, Texas Residential Mortgage Licensee; License#:83247, and Wisconsin Residential Mortgage Licensee; License #: 600822.
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